If you operate a business, you need
business insurance. But do you know why you need it and what it protects? Learn
more below and get a business insurance quote to see how affordable the right
protection can be.
Why is business
insurance essential?
It takes years to build a profitable
business. However, it takes just one lawsuit to put you out of business if
you’re not adequately insured:
- Your building and its contents could be damaged or destroyed.
- Your equipment can break breaks down.
- You could lose income due to business interruption.
- An employee could be severely injured in an on-the-job accident.
- A key employee may be accused of sexual harassment.
- A toddler could be injured by a product you manufactured.
- A customer can slip and fall on your premises.
- Your advice could result in a client’s financial loss.
- A desirable job may require you to have a surety bond.
As you can see, business
insurance can protect a company from a vast array of exposures. Every
industry and every business is different, and each requires its own type of
protection. So a quality risk management approach includes more than just
insurance. It also requires professional experience and advice to help you make
informed decisions and manage your total cost of risk. It takes years to build
a profitable business. However, it takes just one lawsuit to put you out of
business if you’re not adequately insured. Whether it’s a property claim or a
liability issue, business insurance can save your bottom line.
Whether it’s a property claim or a
liability issue, business insurance can save your bottom line.
The median cost of litigating a
patent infringement lawsuit through trial can range from $300,000 to $3
million, according to the 1997 Economic Survey by the American Property Law
Association (IPLA).
A smart solution
If you need to update your business
insurance, or if you just want to learn more, Emerge Insurance Agency can help.
Our experienced business insurance experts will help you obtain comprehensive,
cost-effective insurance coverage — tailored for your business’s unique needs.
We represent a variety of “A” rated carriers so you can rest assured that your
livelihood is protected with stable, reliable coverage. We offer a vast array
of coverages including property, liability, workers’ compensation, business
interruption, employee benefits, professional liability, errors and omissions,
surety bonds and more, With Emerge Insurance Agency you can get all the
protection you need in one convenient place.
904-677-5884
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