Multi-Line Insurance Agency

Multi-Line Insurance Agency
WWW.EMERGEINSURANCE.COM - FLORIDA INDEPENDENT COMMERCIAL/BUSINESS & PERSONAL LINES INSURANCE AGENCY

Friday, April 17, 2015

Hurricane Preparedness Checklist for Condos


Hurricane Season is fast approaching so with that in mind we have developed a checklist to help our owners/ residents prepare. Don’t wait until a hurricane watch/ warning is issued; start getting prepared now!

I. During Hurricane Season:

·         Check your homeowners and/or boat insurance carefully to see what you will need to do to file a claim.
·         Learn safe routes inland and plan where you would evacuate to.
·         Inventory property….with video if possible. Determine what will need to be removed from patios and/or condo. Write down serial numbers for appliances, computer equipment, etc.
·         Keep all legal documents such as registration, insurance policies, rental agreements in one secure, moveable container.
·         Stock first aid kit, batteries, radio, non-perishable food, etc.
·         Make sure emergency contact information is current and on file with Spooner’s Creek office.

II. When Hurricane Watch is Issued:

·         Review/ test condition of emergency equipment; ie. First aid kits, flashlights, radios, generators, etc
·         Remove ALL patio furniture from condo balconies.
·         Complete stocking of emergency supplies:
o   Flashlights
o   Battery operated radio
o   First Aid Kit
o   Non-perishable food
o   Eating Utensils
o   Manual Can Opener
o   WATER- 1 gallon per person per day
o   Medicine
o   Pet food
o   Insect repellant
o   Extra garbage bags
o   Ice

·         Fuel car and generator.
·         Be sure all windows and doors are securely closed and locked.
·         Remove items from refrigerator/ freezer- power will likely go off.
·         Have enough cash for 4-5 days

III. When Hurricane Warning Issued:

If you are evacuating:
·         Plan to leave early!
·         Notify site manager you are leaving and provide temporary contact information.
·         Turn off water to condo.
·         Disconnect electrical appliances, except for refrigerator.
·         Empty refrigerator of perishable items- expect to lose electricity!
·         Bring all medications and special medical devices.
·         Pack personal hygiene items, ie, soap, washcloths, towels, toothpaste, toothbrush,              deodorant, first aid kit
·         Take all important legal documents with you (insurance policies, proof of residence, property inventory, etc.)
·         Extra pillows and bedding.
·         Plan for enough supplies to last each family member 5 days.

If you are staying in your Condo:
·         Purchase all necessary emergency supplies.
·         Fill bathtubs with water to enable you to flush toilets and purchase bottled water for drinking.
·         Charge cellular phones.
·         Have plenty of canned food with manual can-opener.
·         Make sure you have enough supply of prescription medications.
·         Have supplies of extra batteries.
·         EXPECT TO LOSE POWER- Have flashlights close by.
·         Make sure to know routes to stairs- elevators will be shut down before the storm.
·         Fill a cooler with ice. You may want to consider purchasing dry ice for freezers and refrigerators in case of extended power loss.

IV. After the Storm passes:

·         Don’t leave building until officials say it is safe to do so.
·         Inspect unit for damage.
·         Don’t call police or emergency officials unless you have a life threatening emergency.
·         Follow curfews if they are put in place.
·         Avoid driving as much as possible to leave roads open for utility and emergency crews.

·         Take pictures of any damage to your unit and report claims to insurance company.

904-677-5884

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